Instalment

LHV instalments

Affordable LHV hire-purchase makes it possible to pay for goods/services in instalments. Complete an application at our shop, and we will provide you with a quotation straight away.

- We will respond to your application within minutes.
- Down payment starting from 0 euros.
- Calculated based on the loan balance only, the interest rate is 9,9% one of the more attractive in Estonia.
- You yourself can select a monthly payment amount and a repayment period that suits you.

Conditions of hire-purchase
- A decision granting hire-purchase is valid for 60 days. During this period, you can apply the limit provided to purchase goods or services.
- Minimum applicant income EUR 250 per month.
- Contract fee starting from EUR 19.90.
- Term of contract up to 48 months.

LHV hire-purchase may also be used by a company that has been operating for at least one year. To do so, file an application, the annual report of the company for the past year, and the balance sheet and profit report as at the last month. E-mail the documents to jarelmaks@lhv.ee, and an offer will be sent to you within three days, at the latest. If necessary, we will request a surety from the owner of the company, from a member of the board, or from another company.

ESTO instalments

Purchase your product and pay over time with ESTO instalments – the most low-cost and user-friendly installment loan in Estonia! ESTO instalments offers easy financing – without a catch. There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is always what you’ll actually pay.

Using ESTO instalments at checkout is extremely simple, convenient and fast. Just select suitable period and insert your contact details for a real-time decision – complete your purchase within 60 seconds!
Add products to cart and for payment method select ESTO instalments in check out. Pick a loan period that fits your budget and complete the purchase with digital signing (Mobile-ID, Smart-ID or ID-card signature). Simple as that!
When making a purchase using ESTO instalments you receive the product right away (store ships your order immediately). ESTO instalments can be used for making larger purchases as well as smaller ones.

People, who request for ESTO instalments, must remain in the age range of 18-70 years and have an Estonian citizenship.

ESTO instalments conditions:
Interest rate from 9,9% to 14,9%
Contract fee from 0 EUR
Period up to 4 years

Installment loan is provided by ESTO AS. Review the terms and conditions at www.esto.ee and consult with our expert. The installment loan is a financial obligation. Please assess your financial position and think about whether you really need the loan before you submit the application, so you can be sure that you are able to repay the loan in a timely manner.
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    Fast delivery

    Delivery within 1-4 working days. Get a free delivery within Estonia for orders over 100 EUR!

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    Unbeatable prices

    Purchase technics online and save money

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    Hire purchase

    Enjoy the flexibility and convenience of paying by instalment

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    Deals & Discounts

    Earn bonus points and pay less next time

Customer Support
Shop(+372) 6 444 045 (Mo-Fr 10-20, Sa-Su 10-19)
Office(+372) 6 477 777
(+372) 567 88885 (Mo-Fr 10-18)
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