Instalment

LHV instalments

With LHV hire-purchase you can pay for goods in instalments, in an e-shop and/or a regular shop.

-We will respond to your application within a few minutes.
-Deposit starting from EUR 0.
-Free early repayment.
-No monthly administrative fees.

Terms and Conditions of hire-purchase:

-The decision granting hire-purchase is valid for 90 days.
-Interest is 9.9%.
-Contract fee starting from EUR 9.90.
-Length of the agreement 3-48 months.

The monthly hire-purchase payment is 26,90 € and the annual percentage rate of charge is 24,67% on the following sample terms and conditions: cost of the product/service 500 €, down-payment 0%, credit amount 500 €, annual interest rate of 9,90% of the purchase amount (fixed), contract fee 19,9 €, hire-purchase period of 23 months, with monthly annuity payments, in the total sum of 618,57 € and the total sum of monthly payments being 618,57 €.

ESTO instalments

Purchase your product and pay over time with ESTO instalments – the most low-cost and user-friendly installment loan in Estonia! ESTO instalments offers easy financing – without a catch. There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is always what you’ll actually pay.

Using ESTO instalments at checkout is extremely simple, convenient and fast. Just select suitable period and insert your contact details for a real-time decision – complete your purchase within 60 seconds!
Add products to cart and for payment method select ESTO instalments in check out. Pick a loan period that fits your budget and complete the purchase with digital signing (Mobile-ID, Smart-ID or ID-card signature). Simple as that!
When making a purchase using ESTO instalments you receive the product right away (store ships your order immediately). ESTO instalments can be used for making larger purchases as well as smaller ones.

People, who request for ESTO instalments, must remain in the age range of 18-70 years and have an Estonian citizenship.

ESTO instalments conditions:
Interest rate from 9,9% to 14,9%
Contract fee from 0 EUR
Period up to 4 years

Installment loan is provided by ESTO AS. Review the terms and conditions at www.esto.ee and consult with our expert. The installment loan is a financial obligation. Please assess your financial position and think about whether you really need the loan before you submit the application, so you can be sure that you are able to repay the loan in a timely manner.